All Blog Posts (98)

All this talk about our new homes in South Carolina and one might forget we're building around Charlotte as well!

In fact, we just had our first homebuyers in Sheridan, our newest community in the Weddington area of NC. We're very excited for Jeff and Tina, Sheridan not only has beautiful homes but a…

According to a survey done by the National Association of Realtors®, nearly three out of four homebuyers use the Internet as their primary tool when searching for a new home. With busy schedules, homebuyers and agents are now using their mobile device in record numbers to search the web!

Here at Essex Homes we jumped head first into 2012 by…

Twelve Oaks is our newest 4-sided brick community in the Weddington-Wesley Chapel area outside of Charlotte, NC. We came up with TWELVE reasons why Twelve Oaks is the best new home community south of Charlotte:

1) AWARD WINNING SCHOOLS: Twelve Oaks is…

Does it make economic sense to build a new, custom home?  That has been the key question the past few years for most home buyers in the greater Charlotte, NC and Lake Norman, NC…

Homeowners facing foreclosure in the Greater Charlotte, NC and Lake Norman areas need to arm themselves with the proper information when facing foreclosure.  The foreclosure process is perplexing, even for those experienced in real estate. Real estate…

Be the first to see these large, wooded homesites now available at Twelve Oaks, one of our new, 4 sided brick home communities located in the Wesley Chapel, Weddington area outside of Charlotte NC.

Be involved from start to finish in the building process of your dream home on these .50 acre, cul-de-sac lots! Enjoy easy access to all the new Wesley Chapel shopping and dining as well as lower Union County taxes and award winning…

How are deferred student loan payments counted for qualifying when a current student or recent graduate applies for a home loan?  Are the payments counted as debts in the debt ratio calculation?  The answer depends on the kind of loan used.

Both…

 



 



 



 



 



 



 



 



 



 



 



 



 



GREAT DEAL ON UNIVERSITY CITY AREA CHARLOTTE HOME! Large, open floor plan and private backyard in the…

If you haven't received a letter in the mail from your county tax assessor on your home yet, you may may want to call and inquire because it could be detrimental to your mortgage payment. In my county (Mecklenburg County), the county is reevaluating property tax values. What homeowners need to know is that this could drastically effect your current escrows that your mortgage company sets aside for your tax bill if you aren't paying attention to what the county values your home…

As all real estate investors learn early in their careers, whether through experience or in their first overpriced seminar, you always have to check your comps!  So when the Charlotte Observer reporter questioned the Mecklenburg County assessors, I have to admit that I was not too surprised when they repeatedly answered questions by saying “review the comps in your…

"Secondary market" as a financial term usually refers to market where previously issued securities  are traded. Either loan assets or MSRs are objects of investing, sometimes together and sometimes separately and both investors and MSRs’ holders always come up with its estimation in units of money.

This  is often a complicated because of valuation criteria variety: payment speed (how rapid the loan is expected to pay off), borrower's delays and an individual service's operation…

Under MSRs (mortgage servicing rights) we usually mean right of a loan servicer to handle the operational aspects of a mortgage loan (collecting payments from the borrower(s), remitting those payments to theinvestor(s) that own the mortgage note(s), and other functions such as ensuringtimely payment of property taxes). The servicer is compensated with a specific fee and supply an annual statement outlining the services that were provided.

The secondary market for trading MSRs has…

Valerie Ring is selling small LED lights that attach to a TV remote.

The light turns on when you pop it up and it helps you see the buttons on the remote when you are watching TV in the dark. Not everyone watches TV in the dark or has trouble seeing the buttons, but if you do, you will love these things.…